Agents of UPSC CSE 🚩

Pradhan Mantri Jan Dhan Yojna(PMJDY): The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched on 28 August 2014, is a significant financial inclusion initiative by the Government of India. ⭐ Account Openings: As of August 2024, over 50 crore bank accounts have been opened under the PMJDY, making it the world's largest financial inclusion initiative. ⭐ Balance Growth: The total balance in PMJDY accounts has crossed ₹2 lakh crore, reflecting the scheme's success in mobilizing savings from low-income households. ⭐ RuPay Debit Cards: More than 31 crore RuPay debit cards have been issued to account holders. These cards also come with a built-in accident insurance cover. ⭐ Zero-Balance Accounts: Initially, 40% of PMJDY accounts were zero-balance, but this figure has dropped significantly, demonstrating increased financial activity and account usage. ⭐ Women Beneficiaries: Women account holders constitute about 56% of the total PMJDY accounts, highlighting the scheme's role in empowering women economically. ⭐ Direct Benefit Transfers (DBT): PMJDY accounts have become a primary vehicle for Direct Benefit Transfers (DBT), ensuring that government subsidies and other payments reach beneficiaries directly, reducing leakage and corruption. ⭐ Overdraft Facility : An overdraft facility of up to ₹10,000 is available to eligible account holders, helping to provide emergency funds, especially to those in rural areas. ⭐ Expansion of the Scheme: The scheme was expanded in 2018, increasing the accidental insurance cover on RuPay cards from ₹1 lakh to ₹2 lakh for new PMJDY accounts opened after 28 August 2018. ⭐ Jan Dhan Darshak App : The government launched the Jan Dhan Darshak app to help users locate banking touchpoints like ATMs, bank branches, and Common Service Centres, enhancing access to banking services. ⭐ Financial Literacy: The scheme also focuses on increasing financial literacy among account holders, helping them understand and utilize financial products effectively.

Women Empowerment is a cornerstone as over 55.6% of Jan dhan Account holders are women: Dr. Jitendra Singh https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2049379

U.P. Digital Media Policy: Influencers can earn up to ₹8 lakh per month to promote State schemes https://www.thehindu.com/news/national/uttar-pradesh/uttar-pradesh-brings-digital-media-policy-pushes-promotion-of-government-schemes-achievements/article68576759.ece

India’s student suicide rate has surpassed overall trend, population growth rate: Report - The Hindu https://www.thehindu.com/news/national/indias-student-suicide-rate-surpassed-overall-trend-population-growth-rate-report/article68577171.ece

Ab bakar aur bakaiti WhatsApp university me bhi Jald le admission Pahle 100 ke liye free Nahi milega aisa mauka😁😂

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What are combination drugs; why have 156 of them been banned? 🔗 #drug #fdc

Press Release:Press information Bureau https://pib.gov.in/PressReleasePage.aspx?PRID=2049319

Foxconn Chairman Young Liu, during his visit said that he wants to build an industrial town in Tamil Nadu. Telangana government is now offering 2000 acres and asking Foxconn to build an industrial town. https://timesofindia.indiatimes.com/business/india-business/foxconn-city-similar-to-china-coming-up-in-india-soon-southern-states-vie-for-apples-iphone-makers-attention/articleshow/112859889.cms 2500 acres are being offered by Andhra Pradesh for the same purpose. Karnataka government is offering 300 acres. https://www.business-standard.com/companies/news/telangana-andhra-pradesh-karnataka-vie-to-host-foxconn-s-new-facilities-124082800566_1.html https://m.economictimes.com/tech/technology/southern-states-look-to-outfox-each-other-in-hunt-for-a-foxconn-city/articleshow/112846393.cms Meanwhile Northern states Dharm , jaat se hi bahar ni nikal pa rhe 🥲🥲 no Chief Minister in North India who thinks enough to welcome Foxconn and promote their state industry. #Competitive federalism #inter-state competition #Healthy competition among states

Telangana, Andhra Pradesh, Karnataka vie to host Foxconn's new facilities | Company News - Business Standard https://www.business-standard.com/companies/news/telangana-andhra-pradesh-karnataka-vie-to-host-foxconn-s-new-facilities-124082800566_1.html

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did it hurt? when you realized 2025 is just 4 months away and you are still processing 2019 which is about to be 6 years ago. time really flies so fast . we're not getting younger anymore. hope we all win in life.I hope y'all get your heart healed 🤞