Descriptive Prep: Brajesh Mohan

It all started from here on January 16, 2023. Until that time, this channel was private and only for me.   In the last 6-7 months, we have done all we can for Descriptive Answer Writing and English for RBI Grade B and Other Related Exams.   Tomorrow is the day on which we have been focusing the most. I Hope those of you who were connected from the initial days and joined later to this journey have learned new things about Answer writing and Descriptive English.   Tomorrow is the day to make yourself proud.   Note: If it will be helpful for you tomorrow, then do share your reviews, feedback, and recommendations. I would love to hear the impact.   I wish you all the best.

Don't let negative thoughts, anxiety, and self-doubt hamper your chances. In life, many times such situations come when we start doubting ourselves and our abilities, but as they say, "When the going gets tough, only the tough get going." These exams are nothing but a life lesson on how to manage everything in limited duration and I hope you enjoyed this last few days. Good Luck, Wish you the best for Tomorrow.

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Despite Economic Growth and being fastest Growing Economy, oppertunities haven't been created at the same pace. Discuss the current unemployment scenario and possible reasons for jobless growth in India. Key Demand of the question: To write about causes behind unemployment and measures need to create jobs. Structure of the answer: Introduction: Begin by citing statistic to give a current scenario of unemployment in the country. Define Unemployment and write something about Jobless growth. Body: First, write about the causes behind unemployment in India – historical, unequal growth, lack of job specialisation, automation related losses etc. Next, Reasons of Jobless Growth. Next, suggest measures that are needed in order to ensure job creation and to reduce unemployment in the country while promoting economic growth. Conclusion: Conclude by writing a way forward.

Day - 6/10 of Descriptive Practice Series for RBI Grade B 2023 Q. "The banking sector acts as a building block of the Indian economy". Discuss. (400 Words, 15 Min) Q. What do you understand by positive discrimination? Explain its need and benefits to the marginalized community of India. (600 Words, 25 Min) Q. What do you mean by Basel accords? Discuss the major changes proposed in Basel III over earlier accords and its significance over the Indian banking sector. (400 Words, 20 Min) Q. Discuss the Johari Window model and its application in understanding and improving interpersonal relationships. (400 Words, 20 Min) Essay - India@100 - Challenges and Opportunities (600 Words, 35 Min)

Don't wait for Notification to Start your Preparation. Make a Study Plan and Start your Preparation from Today. ✅ Join me in my mentorship programme for NABARD Grade A 2023. Register today and let me help you clear this exam with my experience and approach. It covers everything at an affordable price. ❇️ Price - Rs.1499 (Material + Mock + Mentorship) ✅ Read - Revise - Perform ✅ Register Today - https://www.brajeshmohan.in/2023/03/nabard-grade-2023-guidance-mock-test.html

FPI regulation in India: FPIs are registered with SEBI and can invest in Indian securities as per the regulations prescribed by SEBI.The Foreign Exchange Management Act 1999 (FEMA) is the primary legislation governing FPI in India and has been amended several times to liberalise FPI regulations in India. What are SEBI’s new proposals? The proposed legislation categorises FPIs into low risk, moderate risk and high risk.The low risk would cover government and government-related entities such as central banks or sovereign wealth funds. Moderate risk refers to pension funds or public retail funds with widespread and dispersed investors.All other FPIs are categorised as high-risk. Proposals for high-risk FPIs: Additional disclosure requirements for high-risk FPIs holding more than 50% of their equity asset under management (AUM) in a single corporate group.The existing high-risk FPIs with an overall holding in the Indian equity market of over Rs 25,000 crore comply with the disclosure mandate within six months. Failing this, they would have to bring down their holding within the threshold. Exceptions: New FPIs that have just begun investments would be allowed to breach the threshold criteria for up to a period of six months.‘Moderate risk’ FPIs, whose India-oriented holdings are relatively small in comparison to their global portfolio, are not subjected to additional disclosure requirements. Need of the proposed regulations: I. Potential misuse of the FPI route for circumventing Press Note 3 stipulations (2020) that required an entity sharing a land border with India to involve in FPI only via the government route. Concentrated group investments by FPIs to bypass regulatory requirements (such as that for minimum public shareholding). Significance of the proposed regulations: They would try to identify tangible ownership and curtail incidences of multiple routes. This would enhance transparency and help avert regulatory requirements, and keep up with the minimum (25%) public shareholding norms.

What are FPIs? Foreign Portfolio Investments (FPI) refer to investments made by foreign individuals, institutional investors, pension funds, sovereign wealth funds, and other entities in financial instruments of a foreign country. These investments typically involve the purchase of securities such as stocks, bonds, mutual funds, exchange-traded funds (ETFs), and other tradable financial assets. Key characteristics of foreign portfolio investments include: Indirect Ownership: FPIs involve indirect ownership of financial instruments rather than direct ownership of physical assets or businesses. Investors hold portfolios of securities issued by companies, governments, or other entities in the target country. Diversification: FPIs allow investors to diversify their investment portfolios internationally. By investing in different countries and asset classes, investors can reduce risks associated with a concentration in a single market or asset type. Liquidity: FPIs offer high liquidity as they involve trading in financial instruments that can be easily bought or sold in the secondary market. Investors have the flexibility to enter or exit their positions quickly based on market conditions or investment objectives. Market Access: FPIs provide foreign investors with access to the securities markets of other countries. This enables them to participate in the economic growth and potential returns of different markets and take advantage of investment opportunities that may not be available domestically. Regulatory Framework: FPIs are subject to regulations and guidelines set by the regulatory authorities of the target country. These regulations may include registration requirements, investment limits, disclosure obligations, and compliance norms to ensure market integrity and investor protection. Market Impact: Large FPI flows can have a significant impact on the target country’s financial markets. They can influence stock prices, bond yields, exchange rates, and overall market sentiment. As a result, FPIs are closely monitored by regulatory bodies and policymakers.

Q. What do you understand by Inclusive development? Discuss the Measures announced with regards to Inclusive Development in Union Budget 2023-24.Context: Union Budget 2023-2024: Priority 1: Inclusive Development A host of measures were announced in the budget for welfare of farmers and in the areas of health, education and skilling.https://www.indiainfoline.com/article/budget-highlights/union-budget-priority-inclusive-development-1675239258535_1.html Q. The SEBI is a crucial institution for regulating and supervising the securities market in India. Enumerate its importance and the challenges faced by it in developing well governed Financial Market in India. (400 Words, 20 Min) (Adani Crisis and Importance of Financial Market) Q. What are FPIs and its Importance? Discuss the Recent regulations of SEBI with repect to FPI. (Adani Saga and After effects and Also include key points from HR Khan Committee on Foreign Portfolio Investment) Q. Discuss the Johari Window model and its application in understanding and improving interpersonal relationships. (400 Words, 20 Min) Q. What do you understand by Corporate Government? Explain the factors affecting Corporate Governance? Why is it important for an organization? (600 Words, 25 Min) Q. What are MDB and its types? Discuss the role of MDBs in sustainable development, and poverty reduction. (400 Words, 20 Min) Essay - Green and Sustianable Finance (600 Words, 35 Min)

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Day - 4/10 of Descriptive Practice Series for RBI Grade B 2023 Q. What is a public private partnership? Mention some of the PPP models. What are the advantages of PPP? (600 Words, 25 mins) Q. What do you understand by MPC? Discuss its objective and formation. Also briefly explain policy stances of RBI with special reference to present situation in the economy. (600 words, 25 mins) Q. What do you understand by D-SIB Framework of RBI? Discuss its Need and how D-SIB's differ from other commercial Banks. (400 Words, 20 Min) Q. RBI Annual Report 2022-23: What do you understand by Financial Literacy? Discuss the steps taken by the RBI and future targets in this regard. (400 Words, 20 Min) Q. Explaining the concept of silver economy, mention the steps the government has take to strengthen it. (600 words, 25 mins)

NBFI and NBFC https://www.brajeshmohan.in/2023/01/explained-non-banking-financial.html NaBFID: https://prsindia.org/billtrack/the-national-bank-for-financing-infrastructure-and-development-bill-2021 MY Article written in 2022: https://www.brajeshmohan.in/2021/09/know-all-about-national-bank-for.html

✅ Collection of All the Questions Under Descriptive Practice Series Conducted Till Now Descriptive Answer Writing Practice Questions for NABARD Grade A 2023 https://www.brajeshmohan.in/2023/07/descriptive-answer-writing-practice_22.html Descriptive Answer Writing Practice Questions for RBI Grade B 2023 https://www.brajeshmohan.in/2023/07/descriptive-answer-writing-practice.html

Tips for Descriptive Writing for IRDAI Exam 2023 IRDAI exam 2023 will be held soon and in Phase II Exam there will be three Paper of 100 marks each based on Descriptive English and Descriptive Answer writing. In IRDAI exam you need to write descriptive through Pen and Paper based on the Questions available on your computer screen. Following are things you need to consider while writing Descriptive in this Particular exam. 1) Neat and legible handwriting 2) Simple language without any grammatical and spelling mistakes 3) Use of diagrams, flowcharts, maps to break the monotonous writing 4) Proper spacing between words and lines 5) Highlighting the keywords in your answer 6) Use of appropriate subtitles (Except Introduction and Conclusion) 7) Writing answers in small paragraphs or points 8) Use of single pen (Either blue or black) throughout your test 9) Avoiding the frequent striking of words/paragraphs.

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Discussion Paper on Introduction of Expected Credit Loss Framework for Provisioning by Bankshttps://www.rbi.org.in/Scripts/PublicationsView.aspx?id=21629 What is the FLDG model?https://indianexpress.com/article/explained/explained-economics/rbi-permits-loan-default-guarantee-in-digital-lending-to-boost-fintech-activity-8654538/

Trending Essay Topics for RBI, NABARD, Bank PO 2023 - July 2023 https://www.brajeshmohan.in/2023/07/trending-essay-topics-for-rbi-nabard.html