Descriptive Prep: Brajesh Mohan

RBI Grade B 2025 Batch - III: Starts from 12th June. You can enroll in this program if you want to prepare under my Guidance. Enroll: Only RBI Grade B 2025 Batch - III Enroll: Only NABARD Grade A 2025 Mentorship Or, Enroll: RBI + NABARD Grade A 2025 Program

The PM Dhan-Dhaanya Krishi Yojana, announced in the Budget earlier this year, aims at increasing agricultural productivity and sustainable practices with an annual outlay of ₹24,000 crore for six years www.thehindu.com/news/national/government-merges-36-schemes-to-float-farm-programme/article69819063.ece

Article discusses why corporate investment is lagging behind: Despite govt taking steps like 1. Corporate tax cuts 2. Capex push from govt side from last 4 years that it will crowd in investment 3. Recent policy cut by MPC so that corporates can borrow at low interest rates But all of this has not resulted in increased investment, ES 24-25 also make this point ES 23-24 also mentioned that in the three years between FY20 and FY23, the profit before taxes of the Indian corporate sector nearly quadrupled but investment is low Corporates are focusing more on investing in tech and profits instead of expanding One of the reasons behind this is slowdown in economy, low consumption expenditure if there will be revival in this investment will follow Article link 🔗 https://www.thehindu.com/business/Economy/why-is-corporate-investment-falling/article69810527.ece

Iga Swiatek Wins Maiden Wimbledon Title

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This series will continue once again from Thursday. Complete all the Questions by Wednesday.

Source: The Hindu A very good article to read. It presents an analysis on the recent report published by the World Bank which has said that inequality (consumption) had declined in India in recent times. I think one point that can be added to this article is that the last few years of welfare expenditure (subsidies) have also helped in reducing the consumption inequality in India. With the rising income, the redistribution of (tax) resources has also led to reduction in consumption inequality.

Maratha Military Landscapes (12 forts) of India has been inscribed on the UNESCO World Heritage List, becoming India’s 44th property to receive this recognition. Out 12 forts, 11 forts are located in Maharashtra and one Gingee Fort in Tamil Nadu. Out of 44, 36 are cultural, seven are natural, and one, Khangchendzonga National Park, is of mixed type. India ranks 6th globally and 2nd in Asia Pacific Region for the most number of World Heritage Sites. India also has 62 sites in the Tentative List of the World Heritage. https://www.pib.gov.in/PressReleasePage.aspx?PRID=2144154

✅ NABARD Grade A 2025: Day 4 Practice Questions. Q. Critically examine the Minimum Support Price (MSP) mechanism in India. Assess its role in ensuring farmer welfare, issues in implementation, and suggest reforms to improve effectiveness. (600 Words) Q. What are the salient features of ‘inclusive growth’? Has India been experiencing such a growth process? Analyze and suggest measures for inclusive growth. (600 Words) 👩👨‍💼Follow 👉 @descriptive_bankexam

✅ IRDAI Grade A 2025: Day 7 Practice Questions Q.1. Answer Following in 100 Words Each. (4 x 7.5 = 20) A. What is embedded insurance? B. What is no-claim bonus (NCB)? How does it benefit policyholders? C. Define insurance sandbox and its role in encouraging innovation. D. Define critical illness policy and how it is different from indemnity-based health policies. Q.2. Answer Following in 300 Words. A. Explain the role of web aggregators and Bima Sugam in driving customer empowerment and market competition.

✅ RBI Grade B 2025 - Day 9 Practice Questions. Q. Discuss the role of Sovereign Green Bonds in financing India’s energy transition. How do they compare with traditional bonds? (600 Words) Q. Analyze the role of differentiated banks (like Payments Banks and Small Finance Banks) in advancing financial inclusion. What are their limitations? (400 Words) Q. Examine the role of formal and informal communication channels in large organizations. How can digital tools improve or hinder communication flow? (400 Words) 👩👨‍💼Follow 👉 @descriptive_bankexam

India Rolls Out First-Ever e-Truck Incentive Scheme Under PM Modi’s Green Mobility Vision The Centre on Friday unveiled a scheme to provide financial incentives for purchase of electric trucks under the PM E-Drive initiative, where a sum of ₹500 crore has been set aside for 5,600 electric trucks. The sum of ₹500 crore is within the total outlay of ₹10,500 crore for the PM E-drive scheme, which came into effect in October 2024 for a period of two years to support the shift to electric mobility in the country. The scheme for e-trucks offers a maximum incentive set at ₹9.6 lakh per vehicle. The incentive will depend on the gross vehicle weight of the electric truck and will cover those above 3.5 tonnes and up to 12 tonnes of weight (N2 category), and trucks weighing between 12 tonnes and up to 55 tonnes. These incentives will be offered as an upfront reduction in the purchase price and reimbursed to OEMs via the PM E-DRIVE portal on a first-come, first-serve basis, a the Ministry of Heavy Industries said in a press statement. To receive the incentive, the manufacturer will have to provide warranties for battery for a period of five years or 5 lakh kilometres, and for the vehicle and motor for a period of five years and 2.5 lakh kilometres.

Corporate - Governance