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• CFA → Investment analysis & portfolio management • CPA / ACCA → Accounting, audit & taxation • FRM → Risk management • CFP
• CFA → Investment analysis & portfolio management • CPA / ACCA → Accounting, audit & taxation • FRM → Risk management • CFP → Financial planning & wealth management • CIMA / CMA → Management accounting & business finance • CAIA → Alternative investments • CIA → Internal audit & controls
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Annual Performance: Equity, Debt and Gold Source: NSE, Advisorkhoj Research, as on 31st August 2026.
Annual Performance: Equity, Debt and Gold Source: NSE, Advisorkhoj Research, as on 31st August 2026.
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4 Mutual Fund key Ratios Explained: * Alpha: Extra return generated over the benchmark. (Higher is better) * Sharpe Ratio: Return earned for every unit of total risk taken. (Higher is better) * Sortino Ratio: Return earned for every unit of downside risk. (Higher is better) * Information Ratio: Consistency of outperforming the benchmark. (Higher is better) Remember: Alpha = Outperformance, Sharpe = Total Risk , Sortino = Downside Risk ,Information Ratio = Fund manager's Consistency
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10 Most Important Types of Returns 👇 1. CAGR – Annualised return over a specific investment period; useful for long-term lump-sum investments. 2. XIRR – Annualised return considering the timing and amount of multiple cash flows; ideal for SIPs. 3. Rolling Returns – Calculates returns over multiple overlapping periods; helps assess consistency across market cycles. 4. Absolute Return – Total gain or loss during the investment period; useful for short-term evaluation. 5. Total Return – Combines capital appreciation + dividends/interest. 6. Net Return – Return after deducting expenses, fees and applicable costs; closer to the investor's actual outcome. 7. Yield / Dividend Yield – Income generated relative to the investment or market price. 8. Alpha – Measures excess return over the benchmark; indicates potential outperformance. 9. Sharpe Ratio – Measures risk-adjusted return; higher generally indicates better return per unit of risk. 10. IRR – Return at which the present value of all cash inflows and outflows equals zero. In Summaries: CAGR = Growth XIRR = Cash-flow-based return Rolling Return = Consistency Alpha = Outperformance Sharpe = Risk-adjusted performance
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Mutual Fund Risk Ratios - In Numbers 1️⃣ Alpha → > 0 = Good , < 0 = Underperformance 2️⃣ Beta → 1 = Market , < 1 = Lower risk , > 1 = Higher risk 3️⃣ Sharpe Ratio → > 1 = Good , > 2 = Excellent 4️⃣ Sortino Ratio → > 1 = Good , > 2 = Very Good , > 3 = Excellent 5️⃣ Information Ratio → > 0.5 = Decent , > 1 = More consistent 6️⃣ R-Squared (R²) → 85–100% = Closely follows benchmark , <70% = More independent 7️⃣ Downside Deviation → Lower = Better 8️⃣ Downside Probability → Lower % = Better 9️⃣ Treynor Ratio → Higher = Better 🔟 Standard Deviation → Lower = More stable , Higher = More volatile 1️⃣1️⃣ Tracking Error → <2–3% = Low (generally desirable for index funds) 1️⃣2️⃣ Up/Down Capture → Upside >100% + Downside <100% = Ideal 1️⃣3️⃣ Jensen’s Alpha → Positive = Good 1️⃣4️⃣ Calmar Ratio → >0.5 = Better , Higher = Better 1️⃣5️⃣ Maximum Drawdown → Lower = Better , Measures peak-to-trough fall For educational purpose only.
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Mutual Fund Selection Process: 1. Define Your Goal → Growth, income, retirement, child education, etc. 2. Determine Time Horizon → Short-term, medium-term or long-term. 3. Assess Risk Profile → Conservative, moderate or aggressive. 4. Select the Right Category → Large Cap, Mid Cap, Small Cap, Flexi Cap, Debt, Hybrid, etc. 5. Evaluate Historical Returns → Check 1Y, 3Y, 5Y & 10Y CAGR and rolling returns. 6. Check Consistency → Analyse performance across bull, bear and sideways markets. 7. Compare Benchmark & Peers → Look for consistent benchmark outperformance and strong peer ranking. 8. Evaluate Risk-Adjusted Returns → Sharpe, Sortino, Alpha and Information Ratios. 9. Analyse Portfolio Quality → Holdings, sector allocation, concentration, market-cap mix and credit quality. 10. Check Costs → Expense Ratio, Exit Load and other charges. 11. Evaluate Fund Manager & AMC → Experience, tenure, investment philosophy and track record. 12. Check Fund Size & Liquidity → Ensure AUM is appropriate for the category. 13. Consider Tax & Liquidity → Tax impact, lock-ins and redemption flexibility. 14. Final Portfolio Fit → Select the fund that best matches Goal + Risk + Time Horizon + Quality + Cost. Past performance is not indicative of future returns. Mutual fund investments are subject to market risks.
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20 Economic Indicators Every Investor Should Know • Fiscal Deficit: 4.36% of GDP → Govt. spending gap • Food Inflation: 5.52% → Food price rise • ₹/$: ₹95.0 → Rupee value • Nifty P/E: 20.3x → Market valuation • Bank Nifty: 57,409.6 → Banking performance • Bank Nifty P/E: 13.6x → Banking valuation • Equity MF AUM: ₹38,361.9 bn → Equity MF money • FPI Equity: $3.1 bn → Foreign equity flows • FPI Debt: -$204.7 mn → Foreign debt flows • DII Equity: ₹582.68 bn → Domestic buying • Primary Issuance: ₹805.77 bn → Capital raised • M3: 14.70% YoY → Money supply growth • Services PMI: 54.1 → Services expanding • Manufacturing PMI: 52.8 → Manufacturing expanding • Composite PMI: 54.3 → Private-sector activity • Services GVA: 9.99% YoY → Services growth • Industry GVA: 7.68% YoY → Industrial growth • GST Collection: ₹1,998.53 bn → Economic activity • Car Sales: 26.35% YoY → Consumer demand • Capacity Utilisation: 77.40% → Factory utilisation • Non-Food Credit: 19.06% YoY → Bank lending growth Data as provided. Latest available readings. Educational purposes only. Not investment advice.
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https://www.youtube.com/watch?v=hiv6J5qjmUc
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30 Websites I Use for Investment Research: 1. Stock Screener - Company fundamentals 2. Cafemutual - MF industry updates 3. Value Research - MF analysis & ratings 4. Morningstar - Fund research Advanced 5. Advisorkhoj - MF data & tools 6. RupeeVest - MF analytics (Regular Plan) 7. PMS Bazaar - PMS research 8. Trendlyne - Stock screening & analysis 9. Equitymaster - Equity research Screener 10. IBEF - India industry data 11. IMF - Global macro data 12. TradingView - Charts & technicals 13. UnlistedZone - Unlisted stocks 14. AMFI India - Official MF data 15. StockEdge - Stock analysis 16. MF Central - MF portfolio & transactions 17. PMS AIF World - PMS/AIF data 18. Novel Investor - Valuation research 19. World PE Ratio - Global valuations 20. Macrotrends - 100 years Historical data 21. Economic Outlook - Economic research 22. India Macro Indicators - India macro data 23. Lazy Portfolio ETF - Global ETF research 24. MoSPI - Official statistics 25. PIB - Government updates 26. Fortune India 500 - Company rankings 27. ClearTax - Tax & finance 28. Zerodha Pulse - Market news 29. Trading Economics - Global economic data Save it for your next research session.
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