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KCLau’s Money Tips

KCLau’s Money Tips

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频道帖子
🧬 AI, Biotech & Big Pharma: Inside the Business of Drug Discovery How is AI changing drug discovery, and what does it mean f
🧬 AI, Biotech & Big Pharma: Inside the Business of Drug Discovery How is AI changing drug discovery, and what does it mean for the businesses developing new medicines? Join PC Wong, Author, Investor & Trainer, for a 1-hour educational webinar covering: 🔹 How AI is changing the drug discovery process and its economics 🔹 Case studies of companies involved in biomedical innovation 🔹 How licensing partnerships connect biotech firms with big pharma 🔹 The role of clinical trials and contract research and manufacturing organisations 🔹 Biomedical companies’ business models, financial performance and business challenges Understand the business and financial aspects of this evolving industry through real-world company case studies. 📅 Register here: https://us06web.zoom.us/webinar/register/1317442570172/WN_ApwcXPkESCqHWWMiLcbnPA

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🧬 AI, Biotech & Big Pharma: Inside the Business of Drug Discovery How is AI changing drug discovery, and what does it mean f
🧬 AI, Biotech & Big Pharma: Inside the Business of Drug Discovery How is AI changing drug discovery, and what does it mean for the businesses developing new medicines? Join PC Wong, Author, Investor & Trainer, for a 1-hour educational webinar covering: 🔹 How AI is changing the drug discovery process and its economics 🔹 Case studies of companies involved in biomedical innovation 🔹 How licensing partnerships connect biotech firms with big pharma 🔹 The role of clinical trials and contract research and manufacturing organisations 🔹 Biomedical companies’ business models, financial performance and business challenges Understand the business and financial aspects of this evolving industry through real-world company case studies. 📅 Register here: https://us06web.zoom.us/webinar/register/1317442570172/WN_ApwcXPkESCqHWWMiLcbnPA
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“The first rule of compounding is to never interrupt it unnecessarily. The second rule is to systematically eliminate ego, envy, and toxic debt.” — Charlie Munger
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“Most things will prove to be cyclical. The greatest opportunities for gain and loss arise when the crowd forgets this timeless reality.” — Howard Marks
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“Behind every stock is an operating business. Find out what it's doing, how it generates cash flow, and whether it possesses an enduring economic moat.” — Peter Lynch
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“Wealth consists not in having great possessions, but in having few wants. A mind liberated from endless comparison is already rich.” — Epictetus
424
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Empty nesters are parents whose children have grown up and left home. Here's what my wife and I learned when we became empty
Empty nesters are parents whose children have grown up and left home. Here's what my wife and I learned when we became empty nesters, and the money plan I now use for the second half of life. When the Kids Fly the Nest, Your Dreams Come Home: A Money Plan for Empty Nesters
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We spend time chasing money, then spend money chasing time. Most of what you want when you finally have money is cheap: a slow morning, a walk with no destination, a day without meetings. Real wealth is time.
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“Never sacrifice your sleep or your values for an investment. If an asset class keeps you awake at night with anxiety, the expected return is never worth the psychological tax.” — KC Lau, Money Concepts
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Have you ever wondered why some people become millionaires and then lose everything? 🛑 Getting rich and staying rich are two
Have you ever wondered why some people become millionaires and then lose everything? 🛑 Getting rich and staying rich are two totally different skillsets. Many people focus so much on the "get rich" part that they forget to build a safety net. In my upcoming webinar with Stanley Lim, we are going to dive deep into "The Human Element" of money. We will discuss the collapse of Bill Hwang, stories of wealthy families going broke, and the 5 common traps that can destroy your long-term security. Whether you are just starting or already have savings, this session will change how you look at money. Register Now: https://us06web.zoom.us/webinar/register/4616207027858/WN_kLeboVBdT-GlmXE0x0o62A
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“Never enter an investment whose worst-case outcome you cannot comfortably survive. Compounding is a game of continuous survival; one fatal loss resets decades of diligence to zero.” — KC Lau, Money Concepts
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“Don't treat investing like a casino where you chase quick jackpots. Treat it like tree farming: plant quality seeds, irrigate through regular automated contributions, and let time compound the harvest.” — KC Lau, Money Concepts
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“It is not the man who has too little, but the man who craves more, that is poor. True wealth begins with the mastery of 'enough'.” — Seneca
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“The Hours of Life test: Whenever you consider a discretionary purchase, translate its cost into the hours of your life you surrendered to earn that money. Ask yourself: Is this item worth surrendering that chunk of my finite existence?” — KC Lau, Money Concepts
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While you can't make more time, you can make time more valuable.
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Do you feel too busy to start investing? 🕒 Many people want to grow their wealth but feel stuck because they have no time to
Do you feel too busy to start investing? 🕒 Many people want to grow their wealth but feel stuck because they have no time to research. That is why ETFs are so helpful. Join our free webinar with John Huo from VUCA Insights to learn the simple way to invest. What you will learn: - ETF fundamentals for beginners - ETFs vs Unit Trusts: Which is suitable? - How to understand costs and risks - How to open your brokerage account Date: 13 Oct 2026 Time: 8:30PM (GMT +8) Register here: https://us06web.zoom.us/webinar/register/4616207027858/WN_WDU9_4vATp6uR0ZgQ2ZcbQ See you there! 🚀
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“The ultimate currency is your time. Dollars are infinite, but your life is finite. When you stop trading away your precious hours for disposable consumer status, true financial freedom begins.” — KC Lau, Money Concepts
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One morning on the basketball court, I jumped to block a shot and landed right on my opponent's foot. My ankle booked the fir
One morning on the basketball court, I jumped to block a shot and landed right on my opponent's foot. My ankle booked the first loss of the day. It ballooned on the spot like a "bak chang", and I rode an ambulance straight to the hospital. Lying on the stretcher, I had exactly one thought: in 60 hours I'm flying to the USA to send my son off to university. Will I even be able to walk? Full story.
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“It is not the man who has too little, but the man who craves more, that is poor. True wealth begins with the mastery of 'enough'.” — Seneca
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