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频道帖子
If you’ve been putting off writing your will because you don't know where to start, WillKita is here to help.
I "vibecoded" this web app to provide a simple, stress-free, and convenient way for anyone to draft a basic will—which you can easily download as a ready-to-print PDF or editable MS Word (.doc) file.
It is completely free to use, and you are welcome to share it with anyone who might find it helpful!
Why use WillKita?
👉 Fully Guided Experience: Step-by-step prompts walk you through the entire process, making it easy to understand what you need to include.
👉 Educational & Thoughtful: Our platform helps you think through the important questions about your assets, wishes, and loved ones.
👉 Know Your Options: We help you understand the basics. If your situation is more complex, we strongly encourage you to seek professional legal advice or estate planning services.
👉 No Registration Needed: You can jump straight in and generate your will without signing up.
(Note: Creating an optional account is only for your convenience so you can save and pull out your data later for quick amendments).
👉 Your Privacy Matters: We do not use, share, or monetize your data in any way.
Take the first step toward peace of mind today. It’s simple, guided, and completely on your own terms.
👉 Start drafting yours now: https://kclau.com/willkita
If you find this tool useful, please share it with your friends, family, or anyone who needs to check this off their to-do list!
*Disclaimer: WillKita provides educational tools and a template for a simple will. It does not constitute legal or professional advice. For complex estates or specific legal questions, please consult a qualified professional. Use at your own risk.
Error reporting and feedbacks are welcome. Email to kclau@kclau.com
| 2 | https://kclau.com/retirement/the-nomadic-retirement-housing-blueprint-where-do-we-park-our-golden-years/ | 220 |
| 3 | 没有文字... | 238 |
| 4 | Compounding is the ultimate test of faith.
For the majority of the journey, the line remains flat, masquerading as stagnation. This is the 'Horizon of Patience.' Most people quit here because they cannot see the curve coming.
But math is indifferent to your feelings. If the input remains consistent, the vertical climb is a mathematical inevitability.
Progress is quiet before it is loud. | 282 |
| 5 | 没有文字... | 389 |
| 6 | 🤔 Are you being paid what you’re actually worth?
It’s hard to know if you're underpaid when salary data is kept a secret. That's why I newly developed GajiCheck—a quick tool to help you instantly see how your salary compares to the market!
👉 Try it here: https://kclau.com/gajicheck
We need your help to make it even better! 🚀
Because GajiCheck is brand new, we are building up our database to make the insights incredibly accurate for everyone.
🔒 Your privacy is 100% safe:
Fully Anonymous: We never save your personal details (like your name or contact info), even if you type them in.
Zero Tracking: Your data is used purely to generate anonymous market averages.
By checking your salary and entering your details, you aren’t just getting clarity for yourself—you're helping build a powerful, free tool for the entire community.
📊 Check your status & contribute anonymously today:
👉 https://kclau.com/gajicheck | 395 |
| 7 | 🚀 Ready to master the AI revolution?
AI isn't just changing the game—it’s rewriting the rules for work, business, and productivity. Being AI-literate is no longer optional; it’s your competitive edge.
Join us for an exclusive 1-Hour Live Webinar with Alex Ang (Founder of Funnel Media) as he breaks down how to move from basic prompting to leveraging AI Agents for real productivity.
What you’ll learn:
The Shift: Moving from Generative AI to AI Agents.
Adaptation: Why deep specialization is becoming risky.
Reshaping Services: Future-proofing your professional career.
Precision: How to train AI for high-accuracy, professional output.
Strategy: 3 practical steps to stay ahead in an evolving landscape.
📅 Date/Time: [25 June 2026/10am]
🔗 Register here: https://us06web.zoom.us/webinar/register/4616207027858/WN_urdRWlCfQMOiI4vQBHuGGg
Don’t get left behind—learn how to turn AI into your most powerful business asset. See you there! | 472 |
| 8 | 没有文字... | 594 |
| 9 | US$1.03 trillion.
That is the market value of Berkshire Hathaway, the conglomerate built by Warren Buffett and Charlie Munger.
From a struggling textile company, Berkshire grew into a collection of insurance, banking, energy, railroad, retail, manufacturing, and investment businesses.
Was Buffett always right?
What mistakes did he make along the way?
Join Ian Tai for the next 2 live webinars as he shares 10 key lessons from Buffett's journey in building one of the world's greatest businesses and investment portfolios.
🇬🇧 [English Session]
📅 June 9, 2026 | 10:00 AM
🔗https://us06web.zoom.us/webinar/register/4616207027858/WN_8zfE_RfZS1elauHxZ1_sRQ
🇨🇳 [中文分享会]
📅 2026年6月16日 | 10:00 AM
🔗https://us06web.zoom.us/webinar/register/4616207027858/WN_oZBxqh92QnKuLLAoFBnsOA | 499 |
| 10 | https://open.substack.com/pub/kclau/p/did-the-joker-gamble-or-invest | 1 249 |
| 11 | If you’ve been following my work for a while, you know how much I emphasize studying the masters of investing. And there is no bigger master than Warren Buffett. 📈
But most books only tell you half the story—the legendary successes. To truly build a resilient portfolio, you have to study the multi-billion dollar mistakes, too.
That’s why I'm really excited to share that my good friend (and long-time partner) Ian Tai has just released his brand new book:
📖 "Buffett's Biggest Deals: The Billion-Dollar Wins and Mistakes That Built a Legendary Empire"
This isn't just another biography. It is a highly practical, case-by-case playbook that dissects the exact math, logic, and mindset behind Buffett's absolute best decisions—and his most expensive blunders.
Here is a sneak peek of what Ian breaks down inside:
🏢 GEICO: How a simple government employee insurance company became the ultimate cash-generating cornerstone of his empire.
🥤 Coca-Cola: The exact brand equity valuation logic that drove one of the most famous stock purchases in history.
📉 The Costly Blunders: The essential lessons from the deals that went sideways, so you can avoid making those same mistakes with your own capital.
If you want to move past superficial "buy and hold" theories and learn how to analyze businesses with institutional-grade clarity, I highly recommend picking up a copy.
👇 Grab your copy today via this link:
🔗 https://kclau.com/bbd | 1 420 |
| 12 | If intelligence is getting what you want, wisdom is wanting what's worth getting in the first place. | 858 |
| 13 | https://youtu.be/wgPJzi_nT6Y?si=atB9w8oje0EPWfMH | 983 |
| 14 | Here is a simple framework to make your goals tangible:
1. Write it down
Put your vision on paper to make it concrete. If it's not written, it's just a wish.
2. Reverse-engineer timelines
Map your top 3 goals across: 10 years, 1 year, 1 month, 1 week, and today.
3. Audit nightly
Review today's progress and write down tomorrow's one action.
4. Repeat
Show up and do the work daily.
Goals give direction, but only execution moves you forward. | 845 |
| 15 | 🧁 Is your business built to last... or just built to run?
Meet Kate and Mary. They built a cupcake empire in Malaysia, but they forgot one thing: A backup plan for themselves.
If you are an SME owner, you need to ask: What happens if you or your partner suddenly can't show up?
🚀 Join our FREE Masterclass on Succession Planning!
What you'll learn:
✅ Identifying hidden risks in your partnership
✅ Protecting your business legacy
✅ Strategies to overcome the planning gap
Choose your session:
🇬🇧 [English Session]
📅 May 20, 2026 | 11:00 AM
🔗 https://us06web.zoom.us/webinar/register/4616207027858/WN_3cB60JNNRsmorcBC5sfMXw
🇨🇳 [中文分享会]
📅 2026年6月2日 | 10:00 AM
🔗 https://us06web.zoom.us/webinar/register/4616207027858/WN_xef7PwBAQ6mUlk8SqvIX6Q
Secure your spot now! 🎯 | 903 |
| 16 | 🧁 Is your business built to last... or just built to run?
Meet Kate and Mary. They built a cupcake empire in Malaysia, but they forgot one thing: A backup plan for themselves.
If you are an SME owner, you need to ask: What happens if you or your partner suddenly can't show up?
🚀 Join our FREE Masterclass on Succession Planning!
What you'll learn:
✅ Identifying hidden risks in your partnership
✅ Protecting your business legacy
✅ Strategies to overcome the planning gap
Choose your session:
🇬🇧 [English Session]
📅 May 20, 2026 | 10:00 AM
🔗 https://us06web.zoom.us/webinar/register/4616207027858/WN_3cB60JNNRsmorcBC5sfMXw
🇨🇳 [中文分享会]
📅 2026年6月2日 | 10:00 AM
🔗 https://us06web.zoom.us/webinar/register/4616207027858/WN_xef7PwBAQ6mUlk8SqvIX6Q
Secure your spot now! 🎯 | 0 |
| 17 | 没有文字... | 919 |
| 18 | Most people think successful investing requires:
❌ 24/7 chart monitoring
❌ Complex indicators & macros
❌ Staying up all night for news breakouts
❌ High-stress "gut feeling" decisions
The truth? "Boring" investors are beating 90% of active traders by doing the exact opposite.
Join our upcoming 1-Hour Live Session with John Huo (Founder of VUCA & Author of ‘Malaysian Multibaggers’) to learn the low-maintenance system for building real wealth.
What you’ll learn:
✅ The 10-12% Blueprint: A mechanical strategy designed to thrive across decades.
✅ The 15-Minute Routine: How to manage a world-class portfolio in just 15 minutes a MONTH.
✅ Zero Emotional Tax: A rule-based framework that removes market anxiety.
✅ All-Weather Defense: Protecting your capital during recessions & inflation.
📅 Date: May 12, 2026 (Tuesday)
🕣 Time: 08:30 PM (Kuala Lumpur)
📍 Where: Online via Live Stream
Stop treating the market like a second job. Learn how to build a portfolio that actually lets you have a life.
👇 Register for the Webinar Here:
https://us06web.zoom.us/webinar/register/4616207027858/WN_DvqgxVg6QM-BedGcci3wJg | 0 |
| 19 | Is your business protected against rising energy costs? With global natural gas prices fluctuating, electricity costs are no longer predictable.
Join us for a FREE 1-Hour Webinar featuring Wang Woei Shenq (Business Development Manager, Verdant Solar) to master the new Solar ATAP policy! ☀️
What you'll learn:
✅ Latest Solar ATAP Policy 2026
✅ NEM vs. ATAP: The key differences
✅ Using BESS (Battery Storage) for reliability
✅ Peak Shaving for C&I clients
✅ Diesel vs. Solar for off-grid needs
📅 Date:May 6, 2026
🕙 Time: 10:00 AM (KL Time)
🔗 Register Now:
https://us06web.zoom.us/webinar/register/4616207027858/WN_UrGD4fZjSkeZMDaYbe5zqA
Don't miss out on enhancing your energy security! 🔋✨ | 0 |
| 20 | I rolled my eyes at these 7 rules in my 20s. Now I live by them.
https://kclau.substack.com/p/seven-strange-laws-of-nature-secretly | 0 |
现已上线!2025 年 Telegram 研究 — 年度关键洞察 
