15 Tips from the Future 🧑💻🙌💫🛤️🌠⏳
1. Don’t smoke or drink—the rest will catch up. Trust me, it’s true. And don’t even think about drugs.
2. Never borrow money, except in the most desperate circumstances. Not for business, not for a car, not for a phone, not for a gift for a girl. If you don’t have money, look for other options or just drop it. A loan is the first and biggest step toward poverty. If you’ve borrowed, pay it back as soon as possible and don’t borrow again.
3. Remember, from the start, no one owes you anything. Neither the government, nor your parents, nor society. You won’t get anything unless you earn it yourself.
4. Learn to limit yourself. Phrases like "you only live once!" are a lie, and behind them there’s nothing but shame and bigger consequences. You won’t lose a thing if you skip the iPhone or skip a trip to Paris for New Year’s (on credit, yes). In short, ditch consumerism—be smarter.
5. Respect yourself. This means don’t chase status or showiness, don’t lie and don’t brag. Your self-esteem shouldn’t depend on the gadget in your hand, your clothes, or your car. Then people will respect you, regardless of circumstances.
6. The notions of 'honor' and 'dignity' aren’t negotiable. Be a decent person; don’t betray your conscience. Not being garbage is the baseline. If you’re right, fear nothing.
7. Respect people. Even those who don’t seem to deserve it. Respect for others is a sign of a decent person.
8. Never lose your temper. Politeness, calmness, and tact set great people apart. It helps a lot in business.
9. Avoid unnecessary spending, save money, even if
for now you have more than enough for everything.
10. Work responsibly. The path to prosperity starts with hard work, often low-paid. This doesn’t mean you should do such work half-heartedly. I’ve seen several examples of people who rose in their careers not by privilege but by a strong sense of responsibility. Such people are rare and valued.
11. Try to invest your money. Not in pyramids and not in your friends’ startups. Real estate, stocks, or a bank deposit—at least. Don’t chase easy and quick routes to wealth; they usually lead to poverty or prison, or both.
12. Learn. The Internet is amazing for learning opportunities. Learn to speak money’s language, take accounting courses (very useful!), understand business processes down to the smallest details. Even if you’re selling shawarma. The more you know, the more opportunities you’ll have.
13. Don’t be lazy. Push out that miserable feeling with sheer willpower. Forget games and endless browsing—read something, or go fishing or for a walk, or go to the pool. Never be lazy, or in 20 years you’ll fear being alone with yourself.
14. Never start a business from scratch. By that I mean with zero knowledge, based only on assumptions. It’s ideal to start a business in a field you’ve worked in for a few years and know inside out. But remember point 2! If you don’t have money, earn it—the time you have is on your side!
15. And yet time is priceless. While you’re preparing for life, it’s passing. The main values aren’t cars, apartments, or bank accounts; by 40 these things become far less interesting. Always make time for hobbies, family, and loved ones, even if it costs you other things.
Mindshift