Hipo

✅ Hipo Fund Investment Policy Statement: Ratified Thanks to everyone who voted. The vote is now closed, and the IPS is the binding framework for how the Hipo Fund is managed.

Result Yes: 7.8M HPO No: 0 HPO 37 wallets voted 16% of eligible supply participated

What changes now The Fund's signers are bound by the IPS. Any amendment, change to the value-return formula, reduction of the Fund's HPO position, or addition of a new asset class requires another DAO vote. What happens next • Custody: EVM Safe and Bitcoin multisigs will be set up as 2-of-3, with the same signers as the TON multisig. All addresses will be published for transparency. • Capital deployment: Idle stablecoins will be deployed according to the IPS across stablecoin yield, the Opportunity Reserve, and Bitcoin. • Bitcoin: Purchased through equal weekly tranches over at least eight weeks. no single-day timing decisions. • Next report: December 2026, covering allocation, risk limits, performance, benchmark, and Fund value relative to HPO's market cap. 💜 Thanks to everyone who reviewed the draft, shared feedback, and voted. The IPS is stronger because of the community's input. Buy HPO ││ Stake GRAM ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🗳 Vote now: Ratify the Hipo Fund Investment Policy Statement Hipos, the IPS is now going to a DAO vote. HPO holders decide whether it becomes the binding framework for how the Hipo Fund is managed. What you're voting on • Target allocation, risk limits and rebalancing rules • What the Fund can and cannot hold • How assets are custodied — all in 2-of-3 multisigs • How the Fund's value returns to HPO holders • Quarterly reporting standards • No management fee and no performance fee Voting • Opens September 16, 12:00 UTC, closes September 18, 12:00 UTC • Weighted by your HPO balance • Tokenomics wallets and the Hipo Fund wallet do not vote — this is the community's decision. This vote does not approve any specific trade, HPO sale, or distribution. It only establishes the framework under which the Fund will operate. 🗳 Vote on TON.Vote 💜 This is the first time the Hipo Fund's rules go to the community. If you hold HPO, this is yours to decide. Buy HPO ││ Stake GRAM ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🔥 New Borrower Fee Mechanism: Buy & Burn HPO One of the most interesting parts of Hipo’s smart contract is its permissionless validator selection. Anyone can borrow staked GRAM from Hipo, participate as a validator, and return the GRAM + staking rewards after the validation round, keeping their committed validator fee. We’ve now added a new borrower fee paid for each validation round.

Here’s what happens: Validator pays the fee in GRAM → Hipo converts it to hGRAM → buys HPO from the market → HPO is burned. The current fee is 50% and can be adjusted based on market conditions, community feedback, and ultimately a DAO vote. Since launching this mechanism last week, around 140,000 HPO has already been bought from the market and burned.🔥

And there’s another interesting part Borrowers compete against each other for the right to borrow Hipo’s staked GRAM. The validator that commits to returning the highest staking rewards wins the bid. They can even commit to returning more than the network’s actual staking rewards — meaning the competition can directly increase the rewards received by Hipo stakers. And this is happening right now. For the next few validation rounds, current commitments imply an expected APY of around 22–33% for Hipo stakers. 🚀 Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

💰 Hipo Fund Investment Policy Statement Hipos, the Hipo Fund IPS draft is now published. This is the framework we propose to use to manage Hipo Fund. Before it goes to a DAO vote, we want your feedback. What it covers: • Target allocation, risk limits & rebalancing rules • What the Fund can and cannot invest in, and why • How assets are held and custodied • How the Fund’s value can return to HPO holders 💬 Feedback is open until September 15. Share your suggestions in @hipo_chat. We'll discuss them with the community and update the draft before the final version goes to a DAO vote for HPO holders to approve. 👉 Read the draft 💜 A reminder about how Hipo Fund was created. The Fund was built from the initial HPO sale (ILO) and Hipo Club seasonal claims. This capital was not allocated to the team and was never absorbed into Hipo's operating budget. Instead, it was placed in a separate, publicly visible treasury, with the goal of putting this capital to work for the Hipo ecosystem and HPO holders over a horizon measured in years. Now we're defining the rules for how that capital should be managed. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🎉 Use your HPO and hGRAM freely across DeFi From now on, Hipo Club counts your HPO and hGRAM balance whether it's in your wallet or being used in TON DEX LPs. So if you provide liquidity to an hGRAM/HPO pool, the HPO in your LP position will count toward your Hipo Club balance. That means you can: • Earn DEX trading fees • Keep your Hipo Club holding rate • Avoid being downgraded just because your HPO is working in DeFi One more step toward making Hipo Club truly DeFi-native. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🔎 Hipo Verify & VS Pages Are Live Hipos, we've added two new pages to the Hipo website: 🛡 hipo.finance/verify The official list of Hipo wallet addresses, TON DNS names, Telegram accounts, and social profiles; Plus a clear list of things Hipo will never ask you to do. If someone claims to be Hipo but isn't listed there, it's not us. 🔎 hipo.finance/vs A simple comparison page showing: • Our 0% protocol fee • What that means in yearly savings at different stake sizes • HPO boosted rewards • Exactly how unstaking works All numbers are pulled directly from the contracts and kept up to date. 📣 On-chain marketing experiments Most GRAM holders have never heard of Hipo. We're now testing ways to reach them directly on-chain and introduce them to Hipo. We'll document what we try, what works, what doesn't, and publish the results with the community. These two new pages are also designed to make it easier for people we reach to verify Hipo and understand why they should stake with us. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

💰 Hipo Fund Report - August 2026 Hipos, the Hipo Fund report is updated. From here, we’re making the Fund a real priority. 📊 Where the Fund stands • Value (Aug 24, 2026): $98,776.51 • Since Dec 2025: −10.91% • Since launch: −58.4% (GRAM: −49.7%) Balances barely changed this period and the decline was mainly price-driven. This is our first report showing both since-inception performance and a benchmark. These will be included in every report going forward. 💼 Portfolio • USDT: 66,157 (66.98%) • HPO: 9,023,524 (22.39%) • hGRAM: 6,001 (10.57%) Two-thirds of the Fund is now in stablecoins. That helped protect capital during the drawdown and this capital is now ready to be put to work. 🗓 What’s next In September, we’ll: • Publish the Investment Policy Statement; Target allocation, risk limits, liquidity rules, rebalancing, and HPO strategy. • Open it for community review in @hipo_chat. • Hold a binding DAO vote to decide the Treasury strategy. Quarterly reporting resumes with the next report in December 2026. 👉 Read the full report 💜 Hipo Fund is the community’s fund. We’re committed to managing it professionally, transparently, and reporting on it regularly. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🚀 HPO Boosted Rewards now work with hGRAM liquidity! As suggested by the Hipo community, we’ve added a new feature that lets you keep earning HPO boosted rewards while using your hGRAM in DeFi. If you provide liquidity to hGRAM/GRAM pools on DEX protocols like DeDust, STONfi, or Tonco, your hGRAM will still qualify for the same HPO boosted rewards as if you were holding it in your wallet. This brings Hipo Club one step closer to the true liquid staking experience: you can stake your GRAM, receive hGRAM, and then use that hGRAM across other DeFi protocols while still benefiting from your HPO boosted rewards. ⚡️ Put your hGRAM to work in DeFi while continuing to earn boosted HPO rewards. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🌟 The new Hipo website is live! We’ve unified and redesigned the Hipo website, including HPO, App, Stats, and other pages, for a more consistent experience. We’ve also updated the URL structure and optimized the website for the Telegram app to provide a smoother user experience. Check it out and share your feedback → https://hipo.finance/ Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🚀 New Stats are now live in Hipo App! Transparency has always been one of Hipo’s priorities. We believe users should have easy access to the data behind the protocol and be able to track its performance for themselves. That’s why we’ve added a dedicated Stats section to the Hipo app, bringing live protocol and market data together with historical performance in one place. You can now quickly access key figures including: • Total GRAM staked • Hipo TVL • hGRAM supply • Staking APY • Protocol & market data history 👉 Check it out: https://hipo.finance/app/#/page=stats/ Everything is now more integrated directly into the app, so you can get the data you need without leaving Hipo. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🔥 Hipo has surpassed 8M GRAM staked! Hipos, we’ve surpassed 8,244,000 GRAM staked on Hipo - a huge milestone for our community! This achievement also moves Hipo to #4 on DeFiLlama, with both our TVL and ranking reaching an all-time high. A massive thank you to everyone who has staked with Hipo, participated in governance, shared feedback, and supported the protocol along the way. We’ll continue returning 100% of staking rewards to stakers, alongside boosted HPO rewards, and keep building together toward even bigger milestones. 🌟 Let’s keep growing and invite your friends to stake their GRAM with Hipo and be part of this community! Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🚀 Hipo MCP Server is live! Hipo is now AI-ready with our new Model Context Protocol (MCP) Server. Developers and AI agents can now seamlessly query Hipo staking data through MCP-compatible tools, opening new possibilities for AI-powered DeFi experiences on TON. With the Hipo MCP Server, you can build smarter agents, automate workflows, and bring liquid staking data directly into AI applications. Imagine asking your AI assistant:

• "What's the current staking APY?" • "How much hGRAM do I have?" • "Estimate my yearly rewards at the current rate." • "How does liquid staking with Hipo work?"

As AI continues to evolve, interacting with DeFi could become as simple as having a conversation. In the future, AI assistants may even be able to help users stake their GRAM with Hipo through secure wallet integrations. Learn more and get started: hipo.finance/docs/hipo-mcp-server/ Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

📊 About the APY spike (37.66%)

TL;DR: The 37.66% APY is a temporary effect caused by a large withdrawal mid-cycle. One validation round paid roughly double rewards, while the next round earns no rewards. Combined, this works out to about 17.3% APY, which is in line with Hipo's normal yield. APY will return to its usual ~17.5% range after the next participated validation round. Quick explainer on the recent APY jump: it's a timing quirk, not a change in real returns.

A large holder withdrew ~2M GRAM (about half of TVL). But the round already in progress had loans sized off the old ~4M pool. When it settled, rewards earned on ~4M of principal went to a pool backing half as many hGRAM, so remaining holders earned roughly double for that one round. The APY display annualizes the latest round, hence 37.66%. A real one-time windfall, not an error. The flip side: with TVL halved mid-cycle, we couldn't participate in the current round, so it will earn no rewards. One double round + one quiet round = ~17.3% annualized right at the normal rate. What to expect: - The display will stay at ~37.66% until the next participated round settles, then step back to normal in one move. Both are expected. - From then on, loans are sized to the current pool and APY returns to its usual ~17.5% range. Buy HPO ││ Stake GRAM ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

📢 Latest Updates on Hipo Hipos, over the past few days we've rolled out several improvements based on your feedback and suggestions: 1️⃣ Hipo Bot Improvements We've upgraded the Hipo Bot to share key protocol metrics directly in Hipo Chat, including TVL, APY, and token prices. The data is refreshed every 30 minutes and posted daily to keep the community informed. 2️⃣ Rewards Display Fix Thanks to a report from a Hipo community member, we identified and fixed an issue that caused the displayed GRAM rewards to appear lower than the actual rewards earned. This was only a display issue and did not affect your real rewards. The rewards display is now more accurate and aligned with the protocol APY. 3️⃣ Staking Flow & UI Improvements As part of our new staking flow, GRAM deposited during an active validation round is represented by an SBT that automatically converts to hGRAM when the round ends. We've also refreshed the design to make the process clearer and better aligned with the new GRAM and hGRAM branding. 💜 Thank you for your continuous feedback and support. Keep sharing your ideas—we read them all and use them to make Hipo better. Buy HPO ││ Stake GRAM ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🎉 Hipo Reaches 4M GRAM Staked Hipos, we've officially surpassed 4,000,000 GRAM staked in Hipo! This is a historic milestone for our protocol and an incredible achievement for a community-built project powered by thousands of stakers, contributors, and HPO holders. With the recently introduced waiting period for new stakes, Hipo APY is now more stable and currently stands at 20.34%, while Hipo continues returning 100% of staking rewards to stakers. 💜 Reaching 4M GRAM is a huge achievement, but we're just getting started. If you believe in what we're building, help us reach the next milestone: • Tell your friends about Hipo • Share your staking experience • Mention Hipo in TON and crypto communities • Invite others to join the Hipo community and Hipo Chat Every new staker, every conversation, and every community contribution helps Hipo grow stronger. 🌟 Let's build together and move toward the next milestone — 5M GRAM staked. Buy HPO ││ Stake GRAM ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

⏳ Added a Waiting Period for Better APY Hipos, based on your feedback, we’ve added a new feature to help keep APY more stable. Now, any new GRAM staked in Hipo will wait until the current validation round ends — up to 18 hours — before receiving hGRAM and starting to earn staking rewards. This waiting time is now visible in the Hipo App. During this cooldown period, stakers will receive an SBT, which will automatically convert to hGRAM later. This change ensures that new deposits entering Hipo no longer affect the APY of the current round. As a result, APY should remain more stable and predictable, helping protect existing stakers and ensuring rewards are distributed more fairly. Our goal remains the same: deliver the highest sustainable staking rewards possible while creating a better experience for all Hipo stakers. 💜 Thank you for helping improve Hipo together.

🚀 Hipo Reaches #6 on DeFiLlama on TON Hipos, we just reached 3,988,927 GRAM staked and became the #6 protocol on TON by TVL on DeFiLlama. We are only a few thousand GRAM away from reaching 4M GRAM staked — a historic milestone for Hipo. This moment is special because we are reaching it together after years of building, improving, and growing as a community. We are also seeing more large GRAM holders choosing Hipo, showing growing trust in our approach. One thing we are proud of is that Hipo was not shaped by a few large investors from the beginning. As we shared during the HPO launch, there was no private round for big investors, creating a fair opportunity for retail users and the community to participate and help shape Hipo into a truly decentralized protocol.

A note about the current APY Because Hipo TVL has doubled recently, the next validation round will have a temporary APY decrease. This is not because rewards are reduced — Hipo continues returning 100% of staking rewards. The change happens because rewards are distributed across a much larger amount of staked GRAM. Currently, Hipo allows new stakers to participate immediately, meaning users who join during a round can still receive rewards even if their stake was not active for the full validation period. After the next round, APY will return to normal levels. We are discussing two possible approaches for the future: Option 1 — Keep the current system New stakers can join instantly, receive hGRAM, and participate from the start. This provides the best user experience but may create temporary APY changes when large amounts of GRAM enter. Option 2 — Add a waiting period New stakers would join the next validation round instead of immediately participating. This would make APY more stable but delay rewards for new users. We want to hear from the community. Which approach do you prefer? Share your thoughts in Hipo Chat and help shape the future of Hipo.

💜 Together, we are building Hipo step by step. Let’s keep moving forward toward 4M GRAM staked and beyond. Buy HPO ││ Stake GRAM ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🔥 Hipo TVL Up +403% in the Last 30 Days Hipo TVL has grown by 403% in the past 30 days, reaching 2.48M GRAM staked (≈ $4.37M), a new all-time high. This growth makes Hipo the #1 protocol on TON by 30-day TVL growth, according to DeFiLlama. A big thank you to everyone who has staked, shared feedback, and supported Hipo’s community-driven approach. These achievements come exactly 30 days after Hipo returned to validating, and they are the result of your incredible support. We'll continue returning 100% of staking rewards, offering the highest APY on TON, and distributing boosted HPO rewards to stakers. Now more than ever, the community plays an important role, by sharing Hipo with others and inviting them to be part of this growth. Buy HPO ││ Stake GRAM ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🚀 Hipo Enters DeFiLlama Top 10 Hipo has reached an important milestone with 2.32M GRAM staked (~$3.8M) and officially entered the DeFiLlama Top 10 protocols on TON. This is a big moment for all of us. The growth we’re seeing is the result of the strength and support of the Hipo community, it all belongs to you. As total TON staking activity continues to grow, Hipo validators now participate in both odd and even rounds. This means: • TVL updates every ~18 hours • Reward distributions every ~18 hours Also, thanks to the community, Hipo Chat has reached the required boost level. We’ll now start sharing daily stories with key KPIs and updates to keep this momentum going and stay aligned on growth. Hipo continues to offer the highest APYs by returning all staking rewards directly to stakers. 💜 Keep building, and invite your friends to join Buy HPO ││ Stake GRAM ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat