Descriptive Prep: Brajesh Mohan

✅ RBI Grade B 2026: Daily Answer Writing Series: Day 1: Management Q. Describe evolution of management thought by comparing the Scientific, Administrative, Human Research & Systems approaches based on their features. (15 Marks, 600 Words) Q. What is a managerial role? Discuss the 10 Managerial Roles by Henry Mintzberg. (15 Marks, 600 Words) Q. Explain nudge theory and its core principles in the context of influencing behavior with the help of example. (10 Marks, 400 Words) You can share your answer to @askbrajesh. Follow 👉 @descriptiveprepBM for More.

If you don't know how to start answer writing then you can watch following YouTube videos to get brief idea on how to Write. Next Video coming tomorrow. Mains Answer Writing Strategy | Lecture - I | PYQs (2021–25) Explained https://www.youtube.com/watch?v=DlMUaqR4mvI Mains Answer Writing | Lecture - II | Answer Writing Framework https://www.youtube.com/watch?v=PT4_kyf11mA Mains Answer Writing | Model Answers https://www.youtube.com/watch?v=xcr0KGqiydY

Why food inflation may creep higher in the months ahead 🔍 🧑‍💻 RUNDOWN AI 📆June 15, 2026 at 06:03AM

This is how we did it last year for RBI Grade B 2205.

Phase II Current Affairs Syllabus.

RBI Grade B Descriptive PYQs - 2021-24.

This is how we did it last year for NABARD Grade A.

We are starting our 30 Days Daily Answer Writing Series for both RBI Grade B and NABARD Grade A tomorrow. In last 3 years, many selected students have appreciated this series as questions directly matched in exam and I am hoping for similar response this year. Additionally this year, I would also provide Model answers for these Questions shared. However the Answer Review + Model Answers would be Only available for Paid class students. Questions would be shared Here in this Channel.

RBI Grade B 2026 Exam Analysis | Expected Cut off | General Awareness Questions | Upcoming Exams. Timestamp in Video — Exam Analysis: From 1:30 min Onwards — Result and Normalization: From 6:45 min — Expected Cut off: 8:38 min — General Awareness Questions: 11:25 min — Upcoming Exams: 13:30 min onwards Watch Video Here: https://youtu.be/1PAlqYdQ1sA

The NFHS-6 was conducted during 2023-24 by MoHFW with the International Institute for Population Sciences (IIPS), Mumbai as the nodal agency. Covering nearly 6.79 lakh households across 715 districts highlights significant progress in maternal and child health, nutrition, immunization, financial protection and women’s empowerment across India. 4 Key Data Tells a lot about India's Progress. I. Family Planning: - India’s Total Fertility Rate (TFR) remains at 2.0. - Contraceptive Prevalence Rate (CPR) increased from 66.7% to 69.1%. A TFR of 2.1 is globally considered the "replacement level." This means each generation has exactly enough children to replace itself, resulting in a stable population over time. TFR > 2.1: Indicates a growing population. TFR < 2.1: Indicates a shrinking and aging population (sub-replacement fertility), which can create future workforce and economic challenges. II. Child Immunization: - Full vaccination coverage among children aged 12–23 months increased from 83.8% to 87.1%. - Any vaccine received by children aged 12–23 months remained above 96%. - 95.6% of children received most vaccinations through public health facilities. III. Child Nutrition: - Stunting among children under five years declined from 35.5% to 29.3%. Severe wasting declined from 7.7% to 5.2%. - Underweight prevalence declined from 32.1% to 31.8%. - Children aged 6–8 months receiving solid or semi-solid food along with breastmilk increased from 45.9% to 59.5%. IV. Women’s Empowerment and Financial Inclusion: - Women who had ever used the internet increased from 33.3% to 64.3%. - Women having and using their own bank or savings account increased from 78.6% to 89.0%. - Women having and using their own mobile phone increased from 53.9% to 63.6%.

Ministry of Health and Family Welfare released the National Family Health Survey (NFHS-6)

Record remittances cushioned India’s finances in FY26, but this is no long-term fix 🔍 🧑‍💻 RUNDOWN AI 📆June 11, 2026 at 07:00AM

RBI is offering NRIs up to 7% on dollar deposits under FCNR(B). What is an FCNR (B) Fixed Deposit account? On June 5, 2026, RBI Governor Sanjay Malhotra delivered the Monetary Policy Committee's policy statement. Among the several liquidity and monetary measures announced, one stood out for its potential to attract significant foreign currency inflows into India: the introduction of a US Dollar-Rupee swap facility for fresh Foreign Currency Non-Resident (Bank) — commonly known as FCNR(B) — dollar deposits mobilised for a minimum tenor of three years and maximum tenor of five years. The RBI has rolled out a special window aimed at attracting more foreign currency deposits from NRIs, a move that could help strengthen the country's foreign exchange reserves and boost overseas capital inflows. Under fresh guidelines issued on June 8, authorised dealer banks can access an RBI swap facility for new and renewed Foreign Currency Non-Resident (Bank), or FCNR(B), deposits with maturities ranging from three to five years. The RBI's swap facility will be available only in US dollars. The facility, available from June 8 to September 30, allows banks to swap US dollar deposits with the central bank, helping them manage currency risks while offering competitive returns to NRI depositors. The fresh FCNR(B) dollar deposits mobilised between June 8 and September 30, 2026 are exempt from the mandatory maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) on such deposit amounts. The last time RBI ran a scheme like this was 2013, when a currency crisis forced Governor Raghuram Rajan to use the same playbook. That window raised $34 billion from the NRI community in weeks. The rupee stabilised. RBI's reserves grew. However, the governor had said, “There was one idea that I found completely idiotic. I thought this was a terrible, terrible thing to do.” In 2013, the RBI provided a 3.5% subsidy to banks. Now, it will fully bear the exchange rate risk on new three- to five-year deposits mobilised until September 30. What are FCNR(B) deposits? — FCNR(B) deposits are fixed-term bank deposits that can be opened in India by NRIs, Overseas Citizens of India (OCIs), and Persons of Indian Origin (PIOs). These deposits allow overseas Indians to maintain their savings in designated foreign currencies such as the US dollar, pound sterling, euro, Japanese yen, Australian dollar, and Canadian dollar, rather than converting their funds into Indian rupees. You deposit dollars, you receive dollars back at maturity. There is no rupee conversion, so there is no rupee depreciation risk. Interest accrues in the same currency. — Interest earned on FCNR(B) deposits is exempt from income tax in India as long as the depositor qualifies as a non-resident under Indian tax laws. — Under the current framework RBI has allowed banks to offer rates linked to internationally accepted benchmark rates, which can go up to 7%. — There is no restriction on the amount of money that can be deposited in your FCNR (B) accounts. — As per the prevailing Foreign Exchange Management Act (FEMA) regulations, banks are allowed to accept FCNR (B) deposits in any currency which is freely convertible.