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Foods and Nutrition 2 (Essay)

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(5a) *(PICK ANY FOUR)* (i) Hire purchase (ii) Loans and Credit Lines from Banks (iii) Personal capital (iv) Sale of Assets (v)Retained Profit (5bi) Acceptance Credit: Acceptance credit is a type of letter of credit that is paid by a time draft authorizing payment on or after a specific date, if the terms of the letter of credit have been complied with. (5bii) (ii) luncheon voucher: luncheon voucher is a document issued to employees by their employer as part of their pay and exchangeable for food at restaurants and shops. (5bii) Bill of exchange: Bill of exchange is an unconditional order in writing, addressed by the seller to the buyers, requesting the person to whom it is addressed to pay on demand a certain sum of money at a particular time. (5c) *(ADVANTAGES)* *_(PICK ANY TWO)_* (i)Hire purchase facilitates the promotion of durable goods (ii)The profit will increase as a result of increase in price. (iii)Hire purchase increases the rate of turnover. (iv)It leads to large scale production as a result of increase in demand. (v)The seller can repossess the goods in order to avoid bad debt. (vi)The seller retains ownership of goods until full payment is made. *DISADVANTAGES* *_(PICK ANY THREE)_* (i)A lot of capital can be tied down. (ii)Customers may fail to pay their debt which may become bad debts. (iii)Court action for recovery of debts usually brings additional cost. (iv)Goods repossessed may be difficult to sell. (v)It can lead to court action. (vi)There is the possibility that a buyer may run away with the goods. ➖➖➖➖➖➖➖➖➖➖➖ (6a) -International trade payment method- (i)Cash in Advance; The cash in advance method is the safest for exporters because they are securely paid before goods are shipped and ownership is transferred. (ii)Letter of Credit; A letter of credit, or documentary credit, is basically a promise by a bank to pay an exporter if all terms of the contract are executed properly. (iii)Documentary Collection; A documentary collection is when the exporter instructs their bank to forward documents related to the sale to the importer’s bank with a request to present the documents to the buyer as a request for payment. -Home payment trade- (i)Cash payment; This is where payment for goods and services is made using notes and coins. (ii)Cheque; A cheque is a written order by the account holder to his bank to pay on demand a specified amount of money to the named person or to the bearer. (iii)Bill of exchange; This is an unconditional order, made in writing, addressed by one person to another, requiring the person to whom it is addressed to pay on demand, or at a stated future date. (6b) (i)Differences in Technology; Advantageous trade can occur between countries if the countries differ in their technological abilities to produce goods and services. (ii)Differences in Resource Endowments; Advantageous trade can occur between countries if the countries differ in their endowments of resources. Resource endowments refer to the skills and abilities of a country’s workforce, the natural resources available within its borders (minerals, farmland, etc.), (iii)Differences in Demand; Advantageous trade can occur between countries if demands or preferences differ between countries. Individuals in different countries may have different preferences or demands for various products. (iv)Existence of Economies of Scale in Production; The existence of economies of scale in production is sufficient to generate advantageous trade between two countries. Economies of scale refer to a production process in which production costs fall as the scale of production rises. (v)Existence of Government Policies; Government tax and subsidy programs alter the prices charged for goods and services. These changes can be sufficient to generate advantages in production of certain products. ➖➖➖➖➖➖➖➖➖➖➖ *✅✅✅COMPLETED✅✅✅* ➖➖➖➖➖➖➖➖➖➖➖

*VERIFIED 2022 WAEC COMMERCE THEORY & OBJ SOLUTION* *IF YOU WANT ANSWERS 5HRS BEFORE EXAMS START ALWAYS SUBSCRIBED 🔥🔥* EAGLE EYE CEO:08023343546🔥🔥 ➖➖➖➖➖➖➖➖➖➖➖ *OBJ* COMMERCE-OBJ 01-10: BDCBBCBACC 11-20: ABDDAADCCB 21-30: DABCCDDCBD 31-40: BACBDDABAC 41-50: BAADABDBBB COMPLETED ➖➖➖➖➖➖➖➖➖➖➖ *THEORY COMPLETED✅* _INSTRUCTIONS :ANSWER ONLY 5 QUESTIONS_ (1a) The workshop uses "Division Of Labour" production process. (1bi) (i) Division of labour lead to increase in production because the various experts along the production process work together to boost greater production (ii) Division of labour helps to save time that would have been wasted in moving from one operation to another in the workshop (iii) Division of labour enables each worker to develop a greater skill through repetition of the same process (iv) Division of labour lead to larger scale production of goods or products in the workshop (v) Division of labour helps in the employment of people to handle the various stages of production (1bii) (i) In division of labour, a worker in the workshop performs the same job on a daily basis, the job therefore becomes monotonous and boring. (ii) In division of labour, there is problem of mobility of labour. Workers stay on a single job for a long time which makes it difficult to move to other jobs (iii) Division of labour means that workers in the workshop will have to depend on one another before production can take place. Absence of such a worker may result in closure or delay in the entire production (iv) In division of labour, machines are usually used with few workers. ➖➖➖➖➖➖➖➖➖➖➖ 2a I. mortgage financing is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest. Mortgage loans are used to buy a home or to borrow money against the value of a home you already own ii. A credit transfer is a direct payment of money from one bank account into another. iii. Travellers cheque is a cheque for a fixed amount that may be cashed or used in payment abroad after endorsement by the holder's signature. iv. An automated teller machine (ATM) is an electronic banking outlet that allows customers to complete basic transactions without the aid of a branch representative or teller. Anyone with a credit card or debit card can access cash at most ATMs. ➖➖➖➖➖➖➖➖➖➖➖ (3a) Trade Association is the association of business firms in the same industry while Chamber of Commerce includes business firms operating in different fields of business activity. (3b) (i)Protecting the interest of the Member and Government Advisor (ii)Development of trade, commerce and industry (iii)Removing odd or unfair competitions (iv)Creating and Maintaining Favorable Business Environment (3c) (i)Providing the government with a veritable forum and deal with safety and health at work place and working environment (ii)Promote collective bargaining at different levels and take up projects for social and family welfare. (iii)Bring a unified employers’ viewpoint on the issues of industrial relations to the government in a concerted manner (iv)Train and develop staff and members and Obtain data on wages and conditions of work in industries attached to them. ➖➖➖➖➖➖➖➖➖➖➖ (4a) (PICK ANY EIGHT) A - Speaker B - Microphone C - External webcam D - Flash drive E - Monitor F - Printer G - Keyboard H - Light pen I - Joystick (4b) (i) Microphone: It is used input sound that is then stored in a digital form (ii) External webcam: It capture images and videos and then send them onto your CPU (iii) Flash drive: It is used for storage, data backup, and transferring files between devices. (iv) Keyboard: It is used for putting information including letters, words and numbers into your computer. (v) Light pen: It allows a user to point to display object or draw on the screen in a Similar way to a touchscreen but with greater positional accuracy (vi) Joystick: It is used for controlling the movement of the cursor or a pointer in a computer device ➖➖➖➖➖➖➖➖➖➖➖

(6a) -International trade payment method- (i)Cash in Advance; The cash in advance method is the safest for exporters because they are securely paid before goods are shipped and ownership is transferred. (ii)Letter of Credit; A letter of credit, or documentary credit, is basically a promise by a bank to pay an exporter if all terms of the contract are executed properly. (iii)Documentary Collection; A documentary collection is when the exporter instructs their bank to forward documents related to the sale to the importer’s bank with a request to present the documents to the buyer as a request for payment. -Home payment trade- (i)Cash payment; This is where payment for goods and services is made using notes and coins. (ii)Cheque; A cheque is a written order by the account holder to his bank to pay on demand a specified amount of money to the named person or to the bearer. (iii)Bill of exchange; This is an unconditional order, made in writing, addressed by one person to another, requiring the person to whom it is addressed to pay on demand, or at a stated future date. (6b) (i)Differences in Technology; Advantageous trade can occur between countries if the countries differ in their technological abilities to produce goods and services. (ii)Differences in Resource Endowments; Advantageous trade can occur between countries if the countries differ in their endowments of resources. Resource endowments refer to the skills and abilities of a country’s workforce, the natural resources available within its borders (minerals, farmland, etc.), (iii)Differences in Demand; Advantageous trade can occur between countries if demands or preferences differ between countries. Individuals in different countries may have different preferences or demands for various products. (iv)Existence of Economies of Scale in Production; The existence of economies of scale in production is sufficient to generate advantageous trade between two countries. Economies of scale refer to a production process in which production costs fall as the scale of production rises. (v)Existence of Government Policies; Government tax and subsidy programs alter the prices charged for goods and services. These changes can be sufficient to generate advantages in production of certain products.

(6a) -International trade payment method- (i)Cash in Advance; The cash in advance method is the safest for exporters because they are securely paid before goods are shipped and ownership is transferred. (ii)Letter of Credit; A letter of credit, or documentary credit, is basically a promise by a bank to pay an exporter if all terms of the contract are executed properly. (iii)Documentary Collection; A documentary collection is when the exporter instructs their bank to forward documents related to the sale to the importer’s bank with a request to present the documents to the buyer as a request for payment. -Home payment trade- (i)Cash payment; This is where payment for goods and services is made using notes and coins. (ii)Cheque; A cheque is a written order by the account holder to his bank to pay on demand a specified amount of money to the named person or to the bearer. (iii)Bill of exchange; This is an unconditional order, made in writing, addressed by one person to another, requiring the person to whom it is addressed to pay on demand, or at a stated future date. (6b) (i)Differences in Technology; Advantageous trade can occur between countries if the countries differ in their technological abilities to produce goods and services. (ii)Differences in Resource Endowments; Advantageous trade can occur between countries if the countries differ in their endowments of resources. Resource endowments refer to the skills and abilities of a country’s workforce, the natural resources available within its borders (minerals, farmland, etc.), (iii)Differences in Demand; Advantageous trade can occur between countries if demands or preferences differ between countries. Individuals in different countries may have different preferences or demands for various products. (iv)Existence of Economies of Scale in Production; The existence of economies of scale in production is sufficient to generate advantageous trade between two countries. Economies of scale refer to a production process in which production costs fall as the scale of production rises. (v)Existence of Government Policies; Government tax and subsidy programs alter the prices charged for goods and services. These changes can be sufficient to generate advantages in production of certain products.

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Commerce 2 (Essay)

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Commerce 1 (Objective)

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