Stock Market Updates & Reels | India |Nifty | Sensex | Bank Nifty Options

👧 Sukanya Samriddhi Yojana (SSY) – Power of Safe Compounding 🇮🇳 💰 Invest up to ₹1.5 lakh/year for 15 years ⏳ Maturity after 21 years 📊 Returns @ 8.2% (tax-free): • ₹25,000/yr → ₹11.54 lakh • ₹50,000/yr → ₹23.09 lakh • ₹1,00,000/yr → ₹46.18 lakh • ₹1.5 lakh/yr → ₹69.32 lakh ✅ Govt backed ✅ Interest revised quarterly ✅ 100% Tax Free Best long-term gift for your daughter 🎓

*Indian Equities Pre Open Update* Indian equities expected to open in the red zone amid the mixed global sentiments from the global peers. *Global Peers’ Update:* Asian stocks opened with mixed note after the outperformance of two preceding sessions as market keenly watching the global developments including macros and geopolitical developments. U.S. equity index futures were trading in the range following a U.S. stocks were closed higher on Tuesday, as gains in the Basic Materials, Healthcare and Consumer Services sectors led shares higher. *Sectors to Watch:* Consumer, Jewelry and Healthcare stocks expected to remain on focus during the day.  *GIFT NIFTY Price* 26214.0 *Adjusted Change:* -71.0 Points, Percent Change: -0.27% *Technical Levels: Nifty Near Future* *Support*: 26155.0/26100.0 *Resistance*: 26352.0/26401.0 *Technical Levels: Bank Nifty Near Future*      *Support*:  60120.0/59948.0 *Resistance*: 60501.0/60646.0 *Fund Houses Recommendations* Nomura on *IDFC First:* Initiate Buy on Company, target price at Rs 105/Sh (Positive) Jefferies on *Britannia:* Upgrade to Buy on Company, raise target price at Rs 7300/Sh (Positive) Macquarie on *Devyani Int:* Maintain Outperform on Company, target price at Rs 200/Sh (Positive) CLSA on *Tata MTR PV:* Maintain Outperform on Company, target price at Rs 450/Sh (Positive) HSBC on *Maruti:* Maintain Buy on Company, raise target price at Rs 18500/Sh (Positive) Jefferies on *JSW Energy:* Maintain Buy on Company, target price at Rs 700/Sh (Positive) Jefferies on *Reliance Ind:* Maintain Buy on Company, raise target price at Rs 1830/Sh (Positive) Nomura on *Titan:* Maintain Buy on Company, target price at Rs 4500/Sh (Positive) MS on *India Strategy:* Valuations, trailing performance, the macro, positioning and the growth cycle all signal improving stock returns in the months ahead. Forthcoming Union Budget could also contain capital market reforms (Positive)

KotakMahBank Q3 Update ▶️Net Advances-Period end up 16% YoY & up 3.8% QoQ at ₹4.80 Lk Cr ▶️Net Advances-Average up 16.2% YoY & up 4% QoQ at ₹4.65 Lk Cr ▶️Total Deposit- Period end up 14.6% YoY & 2.6% QoQ at ₹5.42 Lk Cr ▶️Total Deposit- Average up 14.7% YoY & up 3.1% QoQ at ₹5.26 Lk Cr ▶️CASA- Period end up 11.9% YoY & up 0.2% QoQ at ₹2.24 Lk Cr

🪙 Top 5 Gold Stocks 1️⃣ Titan Company Ltd. — Jewellery & Gold Retail (Tanishq, gold coins) 2️⃣ Rajesh Exports Ltd. — Gold Refining & Jewellery Manufacturing 3️⃣ PC Jeweller Ltd. — Jewellery Retail & Manufacturing 4️⃣ Thangamayil Jewellery Ltd. — Regional Jewellery Retailer 5️⃣ MMTC Ltd. — Precious Metals (Gold/Silver) Trading & Import-Export

Britannia and HUL - Tactical Sell by Morgan Stanley MS on #Britannia – Tactical Sell Maintain Equal-weight with TP of Rs 5469 Believe the share price will fall relative to the country index over the next 45 days Expect Britannia to grow Q3 revenues by 9% led by 3% volume growth Expect the stock underperformance to continue until the company delivers on higher revenue growth MS on HUL – Tactical Sell Maintain Equal-weight with TP of Rs 2330 Believe the share price will fall relative to the country index over the next 45 days Expect 5% revenue growth for HUL in Q3 This will be the lowest amongst FMCG peers Slow pace of demand recovery and relatively weaker performance than peers should lead to continued underperformance

📌📌JAN 2026 Q3 RESULTS CALENDAR📌📌 12 Jan - TCS - HCL Technologies 13 Jan - ICICI Prudential Life - ICICI Lombard 14 Jan - Infosys - HDFC AMC 15 Jan - L&T Technology Services 17 Jan - HDFC Bank - ICICI Bank 20 Jan - Gujarat Gas 21 Jan - Dr. Reddy’s Labs 22 Jan - Mphasis - Coforge - CAMS - Cyient - GSPL 23 Jan - JSW Steel - Cipla - India Cements - Atul 24 Jan - UltraTech Cement 27 Jan - Asian Paints - Bikaji Foods 28–29 Jan - M&M Financial - TTK Prestige - Gillette India - Dabur - Blue Star - Nippon AMC 30 Jan - Nestlé India - P&G Hygiene - Dr. Lal Pathlabs - Exide Industries 31 Jan - IDFC First Bank

India’s Insurance Giants — The Powerhouses of Protection & Growth 📈🔥 Stocks list👇🔖 - Life Insurance Corporation (LIC) - SBI Life Insurance - HDFC Life Insurance - ICICI Lombard General Insurance - ICICI Prudential Life Insurance - GIC of India - Max Financial Services - Go Digit General Insurance Ltd. - Star Health & Allied Insurance - The New India Assurance - Canara HSBC Life Insurance Company Ltd. - Niva Bupa Health Insurance Company Ltd.

The Truth Behind India's 'K-Shaped' Recovery 📉 If India is growing at 8% per year... then why isn't your income growing? The answer is hidden in this data... India's per capita GDP is $2,700... which amounts to about 20,000 rupees per person per month. An average family in India has about 4 to 5 people... which means that if your family earns 1 lakh rupees per month, you are exactly an average Indian individual. But here's where things get interesting... 📊 If you exclude the top 1%, the national average drops to $2,100 or 15,000 rupees per month. 📉 If you exclude the top 5%, the national average falls to half! And what does it take to be in the top 1%? 💰 The average income of people in the top 1% is 50 lakh rupees per year or $60,000. 🏦 The average wealth of people in the top 1% is more than 5 crore rupees per person. 🏛️ India's top 1% controls 40% of the country's wealth... while the bottom 50% of the population holds just 3% of the nation's wealth! That's why, when we hear news like this: 🏢 Flats worth 100 crore rupees are selling in India. 🏎️ Lamborghini has sold out completely, Mercedes has recorded its highest sales ever, and there's a 6-month waiting period. We think, "Wow, India is shining." But at the same time: 🚲 Sales of two-wheelers, which support the rural population, have hit record lows. 🚫 National unemployment is at 7%, but youth unemployment between 18-25 years is over 40%. And because of this top 1%: 🏠 Real estate prices are skyrocketing. 🍕 Eating out has become expensive. 🏥 Medical inflation, education inflation, vacation inflation... all of this is hitting the middle class hard. So if you live in cities like Delhi, Mumbai, Bangalore... and you're not in the top 1%... it's with sorrow that I have to say you're the perfect example of the middle class trapped in India's 'K-shaped' recovery. 📈 Where the top 1% is surging ahead, and seeing these people on Instagram is raising your aspirations and lifestyle... 💳 But your financial reality is closer to the bottom 95%... which means more debt and no salary growth. So, either find services or products to sell to the top 1%... or look for a job abroad so you can save and send money back to India. Otherwise, the road ahead is going to be painful.

*Tata motors Returns since 2005* 🟢 2005: +33.2% 🟢 2006: +40.2% 🔴 2007: -16.0% 🔴 2008: -77.1% 🟢 2009: +402.3% 🟢 2010: +68.0% 🔴 2011: -30.3% 🟢 2012: +78.1% 🟢 2013: +21.2% 🟢 2014: +32.2% 🔴 2015: -20.2% 🟢 2016: +20.7% 🔴 2017: -8.5% 🔴 2018: -60.0% 🟢 2019: +7.2% 🔴 2020: -0.7% 🟢 2021: +162.4% 🔴 2022: -19.6% 🟢 2023: +101.7% 🔴 2024: -4.8% 🟢 2025: +5.8% (Adjusted Demerger)

Candle Secrets 📊

Lesson from Venezuela It’s Important to have a Nuclear Weapon 🔪🔫

🚨⚡️ Media reports indicate a strike on the port of Caracas and Margarita Island in the Caribbean Sea, where a large number of military installations are located.

🇺🇸⚔️🇻🇪 BREAKING 🔴 Reports of a U.S. attack on Venezuela. Large explosions in the capital, Caracas. Power outages across wide areas of the city.

🏦 Credit–Deposit Growth Heatmap | Q3 FY26 Legend: 🟢 Strong (>15%) | 🟡 Moderate (8–15%) | 🔴 Weak (<8%) Union Bank of India • Credit: 🟡 7.1% • Deposits: 🔴 3.4% Punjab National Bank (PNB) • Credit: 🟡 11.0% • Deposits: 🟡 8.5% Bank of India • Credit: 🟡 13.6% • Deposits: 🟡 11.6% CSB Bank • Credit: 🟢 29% • Deposits: 🟢 21% UCO Bank • Credit: 🟢 16.3% • Deposits: 🟡 10.7% Punjab & Sind Bank • Credit: 🟢 15.3% • Deposits: 🟡 9.3% South Indian Bank • Credit: 🟡 11.3% • Deposits: 🟡 12.2% Indian Bank • Credit: 🟡 14.5% • Deposits: 🟡 12.5% Tamilnad Mercantile Bank • Credit: 🟢 16.3% • Deposits: 🟡 12.5% Karur Vysya Bank • Credit: 🟢 17.2% • Deposits: 🟢 15.6% 📌 Key Insights (Investor Lens): • 🟢 Best balanced growth: Karur Vysya Bank, CSB Bank • ⚠️ Credit > Deposit gap (monitor funding pressure): Union Bank, UCO Bank • 🟡 Stable PSU trend: PNB, Bank of India, Indian Bank • 💰 Retail/RAM-driven outperformers: CSB, Karur Vysya, Tamilnad Mercantile

🚗 Auto Sector – December Sales Snapshot (YoY Growth) 🛵 Two-Wheelers (2W) • TVS Motor: +50% 🚀 • Hero MotoCorp: +40%🔥 • Eicher Motors: +30%🔥 • Bajaj Auto:+14% 🚗 Passenger Vehicles (PV) • Hyundai Motor India: +6.6% • Tata Motors (PV): +14.1% • Maruti Suzuki India: +22.2%🔥 • Mahindra (Domestic SUVs): +23%🔥 🚚 Commercial Vehicles (CV) • Force Motors: +49.7%🔥 • Tata Motors (CV): +25%🔥 • Ashok Leyland: +27%🔥 • VE Commercial Vehicles: +24.7%🚀 • Mahindra Trucks & Buses: +43%🚀 • SML Isuzu: +67%🚀 ⚙️ Auto Ancillaries & Agri • Atul Auto: +39.45%🔥 • Steel Strips Wheels (Net Turnover): +22.44%🔥 • VST Tillers Tractors: +29.77% • Escorts Kubota: +38.5%🔥 Bola tha na Auto hila diya